Senior Executive, RM, Bintulu BC

Acquiring new customers, enhancing the relationship with existing customers, ensuring growth of the portfolio, managing, maintaining good quality portfolio and providing the necessary intervention.

�  Marketing, solicit and credit evaluation for the network/business units.
�  Propose suitable Bank’s products that fit customers’ business needs.
�  Comply with internal and external standards, risk and compliance requirements in all financing application activities.
�  Provide end-to-end customer relationship management which includes:
-  Monitoring the completion of legal documentation, collection of Condition Precedent until disbursement of the financing.
-  Plan, manage and monitor collection and post disbursement activities including conduct of Annual Review.
�  Manage request for changes to terms of financing (pre and post disbursement).
�  Ensure full compliance to all set external and internal rules, policies, standard operating procedures and client charters.
�  Ensure that competency and motivation of staff in the region are kept at the highest level.
�  To ensure staffs to comply and report on Anti Money Laundering (AMLA), frauds and defalcations (including attempted frauds) breaches of Employee Code Of Conduct, robberies & burglaries and any other matters deemed required from time to time.
�  Perform any other duties and responsibilities as assigned from time to time.

�  Achievement of all budgeted targets including financing portfolio growth, profitability, cost effectiveness, asset quality for the team
�  Provide exceptional customer experience and satisfaction.
Provide and recommend the right intervention program for the development of SME entrepreneurs

QUALIFICATION(S)
A minimum of a Bachelor’s degree or its equivalent in relevant fields

EXPERIENCE(S)
For Senior Executive, a minimum of 3 years working experience in banking and operations.

• Sales & Marketing Skills
• Product Knowledge
• Analytical & Creative Thinking
• Finance & Accounting Skills 
• Credit Evaluation
• Islamic Financing Knowledge
• Negotiation Skills
• Problem Solving & Decision Making

BACHELOR DEGREE AND ITS EQUIVALENT

3 YEARS TO 5 YEARS IN BANKING AND OPERATION