1.Shariah Risk Leadership & Governance
•Lead as the primary Single-Point-of-Contact (SPOC) with Bank Negara Malaysia (BNM) on Shariah Risk Management (SRM) matters.
•Champion the Shariah risk program and initiatives across the Group and subsidiaries.
•Represent Shariah Risk Management in critical committees such as Shariah Governance Working Group (SGWG), Shariah Committee (SC), Compliance & Risk Management Committees (CRMC), and Board Risk Management Committee (BRMC).
•Act as the Qualified Shariah Officer (QSO) for Shariah Risk Management.
2.Risk Leadership & Strategic Assessment
•Lead risk assessments for new and existing products, programs, and operational processes from a Shariah risk perspective.
•Ensure all internal policies and procedures align with Shariah principles and regulatory requirements.
•Monitor and establish Key Risk Indicators (KRIs) specific to Shariah risks and conduct Scenario Analysis/Stress Testing.
•Oversee deep-dive investigations, risk control testing, and ad-hoc risk analysis for high-risk business areas.
•Drive the implementation of operational risk management tools such as Risk Control Self-Assessment (RCSA), Incident Management & Data Collection (IMDC), and Key Risk Indicators (KRIs).
3.Leadership in Shariah Risk Culture & Training
•Cultivate a strong Shariah risk awareness culture within the Group and business units.
•Lead the development and execution of Shariah risk training programs, including e-learning initiatives via the GIEOM portal.
•Guide teams on risk methodologies, tools, and compliance frameworks to strengthen the organization’s Shariah risk governance.
4.Stakeholder Leadership & Engagement
•Foster strong collaborative relationships with business enablers, Shariah department teams, business unit heads, and Compliance & Risk Liaison Officers (CRLOs).
•Ensure continuous improvement in risk management policies, tools, and reporting frameworks to meet BNM’s Shariah Governance Policy Document (SGPD).
•Advocate for Shariah compliance best practices and provide advisory support to senior management.
5.Strategic Leadership & Team Development
•Lead and mentor the Shariah Risk Management team, ensuring efficient operations and professional growth.
•Champion innovation in risk management by leveraging technology and process enhancements.
•Inspire a high-performance culture through effective leadership and people management strategies.
•Create continuous Shariah risk awareness, facilitating the understanding and implementation of procedures & controls as well as enhancing the overall control environment within the Group.
•Ensure timeliness, completeness and accuracy of reporting to operational risk tools to management and BNM specifically via ORION system; and
•Perform effective role of policy setting, development of relevant tools and methodologies to identify, measure, mitigate and report significant and emerging risks brought about by the business and operational activities to improve the Group’s overall risk profile.
