Senior Manager, Credit Evaluation II Team I

• Conducting independent credit assessment and evaluation on financing proposals submitted by the originators which require approval from CCO and below;
• Initiating and ensuring successful implementation in the areas of process improvement, asset quality, credit competency, etc.
• To initiative/conduct any other tasks assigned from time to time for improvement of the credit process.

a.  Evaluation

• To review and ensure credit proposals submitted have adequately covered pertinent credit scope/parameter, guidelines and policies;
• To ensure key credit issues have been highlighted and addressed/mitigated, wherever possible so that quality of financing are not compromised;
• To propose appropriate and practical mitigations and recommendations based on the key credit issues highlighted;
• To conduct an independent assessment on the credit proposals submitted for informed decisions by the approving authority.

b.  Advisory/Training

• To ensure the right supervision and guidance are given to RMs (if required);
• To give input/feedback on the program/product developed by Product Development as well as other input required by other division (if any).

c.  Compliance

• Ensuring that service standards on internal turnaround time (TAT) are met;
• To ensure full compliance with the internal and regulatory Policies and Guidelines.

d.  Others

• Providing valuable inputs to strengthen the credit risk management functions of the Bank as well as ring fence financing portfolio from any downside risks;
• Perform any other duties and responsibilities assigned by the Management from time to time.

• Supporting the Bank’s aspirations in achieving a healthy financing portfolio, while providing income sustainability moving forward.
• Ensure pertinent credit issues have been identified and highlighted with mitigations in the independent report.

For Manager:

• A minimum of 5 years of experience in related industry(ies); and
• With good professional ethics and track records.

For Senior Executive & Executive:

• A minimum of 2 years of experience in related industry(ies); and
• With good professional ethics and track records.

• Analytical & Creative Thinking
• Credit Operations

• Minimum of Bachelor’s Degree or its equivalent in related fields; and • In possession of professional credit qualifications e.g. CCP/CCE, RCP or BCP OR any other relevant qualification(s) is an added advantage.

• A minimum of 10 years of experience in related industry(ies); and • With good professional ethics and track records.