Executive, Disbursement II Team I

Small Medium Enterprise Development Bank Malaysia Berhad

Vacancy

Executive, Disbursement II Team I

Description

Managing administrative support to the financing disbursement through efficient service delivery and effective control mechanism ; and
Managing and monitoring existing Non Contract Financing portfolio bank wide to ensure maximum profitability for the Bank through disciplined relationship management.

Tasks & Responsibilities

To ensure adherence to all applicable credit & regulatory policies & guidelines at the point of documentation for disbursement of facilities.
To perform and update the respective systems involved in disbursement and monitoring purposes. (Maker function)
To perform disbursement process to maximum turnaround time target i.e 2 days from receipt of complete application/request dates subject to compliance of the terms and conditions.
To perform, check and confirm financing data are correct prior to “instruct to disburse” in respective system. (Maker function)
To ensure Aqad cycle is completed prior to first disbursement.
To ensure Bankers Accuity search is conducted prior to disbursement for all beneficiaries.
To perform and restrict refund process to maximum turnaround time target i.e 2 days from date of notification from customer subject to the complete supporting documents.
To monitor and ensure timely repayment of outstanding prior to maturity date and to trigger any early warning signals / irregularities and highlight the issues to the respective business function for futher action.
To ensure the existing facilities are timely reviewed & renewed and all required changes are properly undertaken for continuous utilization.
To ensure existing Non Contract Financing portfolio provides maximum profitability for the Bank through efficient service delivery and effective control mechanism.
To comply & report on Anti Money Laundering (AMLA), connected parties, frauds and defalcations (including attempted frauds), breaches of Employee Code Of Conduct, robberies & burglaries.
To perform any other duties and responsibilities as assigned from time to time.

Notes : For Manager/Senior Executive / Executive; carry the same job description however with different portfolio

Accountabilities

Achievement of financial KPIs.
Consistent and quality portfolio growth.
Compliance to standard banking operational and lending guidelines, policies, procedures at all times.
Providing highest delivery in quality standard and professionalism.
Providing highest credit and operation administration support and delivery

Qualification & Experience

A minimum of 1 year of relevant banking experience in commercial credit and Operation & Support Administration.

Competencies

Credit / Operation Administration / Monitoring
Business Knowledge
Problem Solving and Decision Making
Product/ Program/ Services Knowledge
Risk Assessment & Measurement

Education

Minimum - Bachelor Degree .

Experience

1-2 years working experience preferably in Banking Industry